American Equity's commitment to sound business principles has been recognized by A.M. Best, a nationally recognized industry rating authority.
A.M. Best's rating of "A-" (Excellent) for American Equity is a measure of performance in the areas of:
Investment Quality Capital Adequacy Policy Reserves
Cost Control Management Experience
A.M. best uses 15 rating categories ranging
from A++ to F. An A- rating from A.M.
Best is its fourth highest rating.
Neither American Equity Investment Life Insurance Company nor any of its agents give legal, tax or investment advice. The information here is a summary of our understanding of current tax lasws as they relate to this insurance products. Consult your own personal advisor for these matters.
Annuity contracts are products of the insurance industry, and are not guaranteed by any bank or insured by the FDIC.
Have you worked hard building your retirement 'nest egg' and are tired of low interest rates? Or, do you have money at risk in the market and fear another downturn like 2001-02?
I would like the opportunity to talk to you about a product we offer...annuities. Annuities are nothing more than savings accounts with insurance companies. The main advantage of an annuity is that the interest accumulates tax deferred. You can use them for traditional IRA's and Roth IRA's.
One of the newest types of annities is the Indexed Annuity. These annuities are linked to various stock indicators such as the S&P 500. You can enjoy the gains but when the market declines your gains are locked in. Some fatures are:
- $5,000 minimum deposit.
- 5% of amount of deposit is added to you sign up.
- Can withdraw 10% each year penalty free.
- Gains are linked to market indicators, BUT NOT THE LOSSES!
- 12 year declining penalty period.
- Written by American Equity...100% American owned and operated.
So if you ever thought about investing in the market but were afraid, this may be a perfect start.
Sauk Valley Insurance Services
INC.
"You're A Friend, Not A Number"
109 W 6TH ST -- DIXON, IL 61021 -- 815-288-2541 Mon-Fri 8:30 am - 5 pm, Sat 9 am - Noon
